全球首筆區(qū)塊鏈貿(mào)易融資完成,,涉及大豆交易
匯豐銀行(HSBC)表示,該行已經(jīng)完成了世界上第一筆運(yùn)用區(qū)塊鏈技術(shù)的貿(mào)易融資,。 具體情況是,,匯豐代表美國(guó)食品和農(nóng)業(yè)公司嘉吉(Cargill)向金融機(jī)構(gòu)荷蘭國(guó)際集團(tuán)(ING)開(kāi)出了信用證。本次貿(mào)易融資所涉交易為從阿根廷向馬來(lái)西亞出口大豆,。 借助區(qū)塊鏈技術(shù),,該信用證存放在開(kāi)放的分布式賬本上,有權(quán)訪問(wèn)這個(gè)系統(tǒng)的人都能看到所有的交易,。這就使交易雙方不再需要核對(duì)賬目并進(jìn)行一長(zhǎng)串的數(shù)字(和紙質(zhì))通信了,。匯豐和ING稱,本次交易已在24小時(shí)內(nèi)完成,,而通常情況下,,按傳統(tǒng)方式進(jìn)行這樣的交易需要5-10天。 匯豐使用了區(qū)塊鏈公司R3開(kāi)發(fā)的Corda平臺(tái),。作為初創(chuàng)公司,,R3正在和200多家銀行、清算機(jī)構(gòu),、交易所和市場(chǎng)基礎(chǔ)設(shè)施供應(yīng)商組成的團(tuán)體合作,,旨在開(kāi)發(fā)基于分布式賬本技術(shù)的商業(yè)應(yīng)用。 同時(shí),,在利用區(qū)塊鏈這項(xiàng)迅速發(fā)展的技術(shù)方面,,匯豐并不“孤單”。 西班牙國(guó)家銀行(Santander)上個(gè)月推出了基于分布式賬本技術(shù)的外幣兌換服務(wù),,可以進(jìn)行同日國(guó)際貨幣轉(zhuǎn)賬,。摩根大通(J.P. Morgan)最近也申請(qǐng)了利用區(qū)塊鏈協(xié)助銀行同業(yè)支付的專利,。(財(cái)富中文網(wǎng)) 譯者:Charlie 審稿:夏林 ? |
HSBC said it has performed the world’s first trade finance transaction using blockchain technology. Here’s what happened: HSBC issued a letter of credit for U.S. food and agriculture firm Cargill to Dutch lender ING. The trade finance transaction involved a shipment of soybeans from Argentina to Malaysia. Using blockchain technology, this letter is stored on an open, distributed ledger where every transaction is visible to anyone with access to the system. This eliminates the need for paper reconciliation and a long chain of digital (and paper) communication between the two parties. HSBC and ING said the exchange was performed in 24 hours, whereas it normally takes five to 10 days for such a transaction to go through traditional methods. HSBC used the “Corda” platform, which was developed by blockchain company R3. The startup works with a consortium of more than 200 banks, clearing houses, exchanges, and market infrastructure providers to develop commercial applications of distributed ledger technology. And HSBC isn’t alone in exploring the uses for the burgeoning technology. Santander last month launched a foreign exchange service that uses the distributed ledger tech to make same-day international money transfers. J.P. Morgan recently applied for a patent to facilitate payments between banks using the blockchain. |