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不論出于巧合還是精心籌劃，蒂姆?庫(kù)克選擇的時(shí)機(jī)都再好不過(guò),。蒂姆?庫(kù)克支持客戶隱私的立場(chǎng),，對(duì)蘋(píng)果支付產(chǎn)生了推動(dòng)作用，盡管其遠(yuǎn)遠(yuǎn)落后于競(jìng)爭(zhēng)對(duì)手支付寶,。

上周二,，蘋(píng)果公司CEO蒂姆?庫(kù)克拒絕了美國(guó)聯(lián)邦法院要求蘋(píng)果公司破解一名恐怖分子的iPhone手機(jī)的命令。

一位忠實(shí)讀者Jake_in_Soul在評(píng)論中這樣寫(xiě)道：

“蒂姆?庫(kù)克的做法（我完全支持）引起了韓國(guó)和中國(guó)媒體極大的興趣和認(rèn)可,，而且東亞高科技公司的態(tài)度一貫較為軟弱,，因此此舉大幅提高了蘋(píng)果公司的信譽(yù)。巧合的是,，今天也是蘋(píng)果支付（Apple Pay）登陸中國(guó)（我目前正在中國(guó)）的日期,，引發(fā)了媒體的大肆宣揚(yáng)。蒂姆?庫(kù)克支持客戶隱私的立場(chǎng),，對(duì)蘋(píng)果支付產(chǎn)生了推動(dòng)作用,，盡管其遠(yuǎn)遠(yuǎn)落后于競(jìng)爭(zhēng)對(duì)手支付寶?！?/p>

這是杰克的直接體會(huì),。我對(duì)此事的了解大部分來(lái)自WestEnd511在Seeking Alpha網(wǎng)站上發(fā)表的文章《蘋(píng)果支付在中國(guó)：見(jiàn)光死》。據(jù)我所知,，支付寶（Alipay）和微信支付（WePay）有超過(guò)6億用戶,，并且占有80%的市場(chǎng)份額,，它們對(duì)中國(guó)市場(chǎng)有著深遠(yuǎn)而又廣泛的影響力。

例如,，支持微信支付的包括：“30,000家超市,，1,500家百貨商店，50,000家便利店和500家購(gòu)物中心,，支持使用微信支付進(jìn)行零售消費(fèi),。此外，還有80,000家餐廳,、咖啡店和快速服務(wù)餐廳,，400,000個(gè)停車場(chǎng)，3,000座加油站,，440,000臺(tái)自動(dòng)機(jī)票購(gòu)票機(jī),，1,000家公共交通售票點(diǎn)，醫(yī)院,，20,000家藥店和26家快遞運(yùn)營(yíng)商均支持微信支付,。”

WestEnd511總結(jié)道,，蘋(píng)果唯一的機(jī)會(huì)是與中國(guó)銀聯(lián)（UnionPay）合作,。中國(guó)銀聯(lián)已經(jīng)發(fā)行了45億張銀行卡和信用卡，并且?guī)缀蹩刂屏酥袊?guó)所有自動(dòng)提款機(jī),。

蘋(píng)果表示,，中國(guó)的部分商戶，如7-11,、肯德基（KFC）,、麥當(dāng)勞（McDonald’s）和漢堡王（Burger King）等，均已經(jīng)接受蘋(píng)果支付,。熱門購(gòu)物引用京東（JD.com）預(yù)計(jì)也將很快支持蘋(píng)果支付,。

但要想吸引消費(fèi)者開(kāi)始使用蘋(píng)果支付服務(wù)，蘋(píng)果公司面臨一個(gè)巨大的挑戰(zhàn),。在移動(dòng)支付領(lǐng)域,，中國(guó)市場(chǎng)競(jìng)爭(zhēng)激烈。從阿里巴巴（Alibaba）分拆出的螞蟻金服（Ant Financial）運(yùn)營(yíng)的移動(dòng)錢包支付寶,，在中國(guó)有4億用戶,。騰訊（Tencent）也提供移動(dòng)錢包服務(wù)財(cái)付通（Tenpay）。據(jù)研究公司易觀智庫(kù)（Analysys）統(tǒng)計(jì),，在中國(guó)移動(dòng)支付市場(chǎng),，支付寶所占的份額約為45%，而騰訊的份額約為19%。（財(cái)富中文網(wǎng)）

譯者：劉進(jìn)龍/汪皓

On Wednesday, the day after Apple CEO Tim Cookchallenged a U.S. federal court order to hack into a terrorist’s iPhone, longtime reader Jake_in_Soul posted this note in my comment stream:

“Tim Cook’s action (which I support completely) is garnering much interest and approbation in the South Korean and Chinese press, and redounds greatly to Apple’s credit given the generally craven position of hi-tech companies here in East Asia. Coincidentally, this is the day that Apple Pay launches in China (where I currently am) with great press fanfare. Tim Cook’s stand in favor of customers’ privacy should give Apple Pay a boost, although it starts far behind rival AliPay.”

Jake knows this stuff first-hand. Most of what I know I learned yesterday from reading WestEnd511’s Apple Pay In China: Dead On Arrival at Seeking Alpha. I learned thatAlipay and WePay, with more than 600 million users and 80% of the market between them, have spread their tendrils deep and wide. WePay.

For example, is accepted at: “30,000 supermarkets, 1,500 department stores, 50,000 convenient stores and 500 shopping malls for typical retail spending. There are an additional 80,000 restaurants, cafes and QSRs, 400,000 parking lots, 3,000 gas stations, 440,000 automated air ticketing machine, 1,000 transit ticket sellers, hospitals, 20,000 pharmacies and 26 postal carriers where WePay is accepted.”

Apple’s only chance, WestEnd511 concludes, is to team up with UnionPay, which has issued 4.5 billion bank and credit cards, and controls every cash machine in China.

Apple said that some merchants Chinese locations, including 7-Eleven, KFC, McDonald’sand Burger King, are already accepting Apple Pay. Popular shopping app JD.com is expected to add support for Apple Pay in the near future.

However, Apple has a challenge ahead in enticing consumers to start using its services. China is a very competitive battleground when it comes to mobile payments. Alipay, a mobile wallet operated by Alibaba spinoff Ant Financial, has 400 million users in China. Tencent also offers a mobile wallet called Tenpay. According to research firm Analysys, Alipay’s share of the mobile payments market in China was around 45%, with Tenpay commanding nearly 19%.