????你的決定不只是影響你自己，也會影響你的團(tuán)隊,。做出一個糟糕的決定,，中途放棄或者沒有準(zhǔn)備好應(yīng)對未來的挑戰(zhàn)，可能會讓整個團(tuán)隊陷于危地,。她解釋說：“如果你陷入困境需要營救,，你會讓其他人（即營救者）陷入風(fēng)險之中，因為在高海拔地區(qū)組織協(xié)調(diào)營救非常困難,?！迸c此類似，你做出的,、糟糕的財務(wù)決策可能會波及你的配偶和子女,。比如：認(rèn)為孩子上大學(xué)的錢比個人養(yǎng)老更重要。如果你的儲蓄不夠,，無法支撐自己的退休生活,，結(jié)果會發(fā)生什么事情,？那時候，你已經(jīng)成年的子女就得救濟(jì)你,，但他們自己的孩子可能也正要上學(xué),。結(jié)果人人都成了輸家。（財富中文網(wǎng)）

????Your decisions affect your team, not just you. Making a bad decision mid-climb or being unprepared for the challenges ahead can put an entire team at risk. "If you run into trouble and have to be rescued, you're putting other people [i.e. the rescuers] at risk because rescues are very tough to orchestrate at high altitudes," she explains. Similarly, bad financial decisions you make can trickle down to impact your spouse and kids. Example: Putting a child's college fund before your own retirement. If you undersave and can't support yourself during your golden years, what happens? Your then-grown kids have to bail you out, just when they're trying to put their own kids through school. Everybody loses.