Vineyard National Bancorp銀行

上榜年份：2005

排名：第4

Vineyard National Bancorp銀行專注于為南加州的家庭提供貸款融資服務(wù),，2005年它的業(yè)務(wù)形勢一片大好。但是在2005到2007年間,，它向一些住宅開發(fā)商提供的貸款變成了壞賬,，因此在2008年上半年損失了超過8,000萬美元。去年它的利潤達到了1,150萬美元,。但是由于該公司財務(wù)表現(xiàn)不佳,，加之房地產(chǎn)市場的不確定性因素，它的客戶開始大量抽走存款,。2009年7月,，聯(lián)邦存款保險公司（FDIC）收購了這家銀行。

Vineyard National Bancorp

List year: 2005

Rank: 4

Vineyard National Bancorp specialized in financing homes in southern California, and business was good in 2005. But the bank made some bad loans to home builders between 2005 and 2007 and consequently, it lost over $80 million during the first half of 2008. The previous year, it had a profit of $11.5 million. Bad financial results combined with the uncertainty in the real estate market caused customers to start yanking their money. In July 2009, the FDIC took over the bank.